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How It Works


Traditionally, getting a mortgage loan involved visiting lender after lender, filling out stacks of paperwork, and usually paying exorbitant application fees.

About Getting a Mortgage Loan

Getting a mortgage loan is the most common way homebuyers finance the purchase of a new home. Traditionally, getting a mortgage loan involved visiting lender after lender, filling out stacks of paperwork, and usually paying exorbitant application fees. Our goal is to make getting a mortgage loan much less difficult and stressful for our customers. We provide a simple, online application that is 100% free and comes with no obligation. Getting a mortgage loan is also made easier because we function as a one-stop-shopping site for mortgage loan quotes. You can get free mortgage loan quotes from up to five different lenders on our site. In this way, we basically take all the work out of comparison shopping when getting a mortgage loan. We are not a lender, and we do not have a stake in which lender you select, which means our information is always fair and unbiased. See our credit & getting a mortgage loan page for more information.

We provide a simple, online application that is 100% free and comes with no obligation.

Getting a Mortgage Loan: The Application Process

Getting a mortgage loan involves just a few simple steps on our site. Here is how the process works:

We make getting a mortgage loan a no-hassle process by presenting your quotes to you side-by-side in simple, straightforward terms.
  1. Fill out our short, online application. The first step in getting a mortgage loan is to take a few minutes to fill out our free, online application. The application can be completed entirely online at any time.
  2. We instantly provide you with a minimum of four home mortgage loan quotes. As soon as we receive your application, we will help you begin getting a mortgage loan by supplying you with up to five mortgage loan quotes.
  3. Compare your quotes easily with our user-friendly format. We make getting a mortgage loan a no-hassle process by presenting your quotes to you side-by-side in simple, straightforward terms. This way, you can easily compare apples-to-apples. We basically have done all the work for you, so all you have to do is compare quotes to decide which loan is right for you.
  4. Select the loan that’s right for you or save your quotes for later. If after getting a mortgage loan quote on our site you see a loan that meets your needs, you can then apply for that loan with the lender that offers it. If you would like more time to think it over, we also give you the option to save your quotes and return later. As always, our quotes are free and come with no obligation, so you can return whenever you like.
Learn how a mortgage works. Mortgage and credit and how it works.